At Zoin Solutions, we don’t just build technology, we engineer trust. Our Product & Service Development division delivers bespoke, fully compliant payment systems tailored to the operational, regulatory, and strategic needs of merchants, payment service providers, and financial institutions across the globe.
With successful deployments in multiple jurisdictions, including the UK, EU, North America, and emerging markets, Zoin’s development teams have earned a reputation for precision, reliability, and deep regulatory fluency. Whether you’re launching a new payment platform, upgrading legacy infrastructure, or integrating with national and international networks, we provide end-to-end expertise that ensures your systems are secure, scalable, and compliant from day one.
We design and deliver a wide range of payment technologies, including:
Merchant-facing payment applications (mobile, web, and POS-integrated)
PCI DSS-compliant transaction processing systems
Custom disbursement platforms for high-volume payouts
Secure onboarding and KYC modules
Data privacy and encryption layers aligned with GDPR, HIPAA, and global standards
Real-time fraud detection and chargeback mitigation tools
API frameworks for acquirer, issuer, and gateway integration
Our development process is built around four pillars:
We begin by understanding your operational model, risk profile, and compliance obligations. Our architects then design a solution that balances performance, cost-efficiency, and regulatory alignment—whether you’re operating in a single market or across borders.
Zoin engineers oversee full deployment, including infrastructure setup, secure data migration, and integration with existing systems. We work closely with your internal teams and third-party providers to ensure seamless go-live execution.
We don’t walk away after installation. Zoin offers continual operational support, compliance monitoring, and system updates to keep your platform resilient and audit-ready. Our service level agreements ensure uptime, responsiveness, and peace of mind.
If you are looking for a service provider and operator, Zoin can work with you to reduce your capital and operational costs through revenue sharing Strategic Alliances.
WANT TO KNOW MORE
Proven global deployments across regulated markets
Compliance-first development with PCI DSS, GDPR, HIPAA, and PSD2 expertise
A proprietary security enhancement layer for approved PNI (Personally Non-identifiable Information) transactions. Zoin Plus ensures that sensitive payment data is protected with advanced encryption and anonymisation protocols—meeting the growing demand for consumer privacy and aligning with legal mandates such as HIPAA in U.S. healthcare payments.
A next-generation chargeback prevention platform that shields merchants from fraudulent disputes and acquirer penalties. Aegis uses real-time transaction validation, behavioural analytics, and dispute resolution automation to eliminate chargebacks and reduce financial exposure.
A secure, compliant disbursement network that connects businesses making high-volume payments to clients, contractors, and suppliers. DisburseX integrates with regulated national and international payment providers, ensuring seamless, auditable, and PCI-compliant fund flows across borders.
